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Rent-To-Homebuy

What is it?

Rent-to-HomeBuy is designed for people who want to buy their own home, but are not ready yet.

It allows you to plan for becoming a homeowner, and means you can save some money whilst renting a new home.

Rent-to-HomeBuy could be for you if:

  • You are unable to buy a home at the moment
  • You would like to try a property out before you commit to buying
  • You need to save up for a deposit
  • You are unsure about buying in the current market

    How does it work?

    You can rent the home for up to 5 years maximum, and the rent you pay will be about 80% of the normal market rent for the property.

    This allows you to begin saving to own your home.

    When you decide to buy it will be through shared ownership, also known as NewBuild HomeBuy. This means that you can buy shares in your property, and pay a reduced rent on the other share. Eventually you can own 100%, when you are ready. Click here for more information on NewBuild HomeBuy.

    Am I eligible?

    Rent-to-HomeBuy is intended for people who want to buy their own home in the future, and can afford to pay rent. See our Am I eligible? section for more details.


    What kind of property is out there?

    We have a range of properties available all over Merseyside. They may be newly built or renovated, flats and houses. Prices vary according to location. Please contact us for an up to date list of what is available under Rent-to-HomeBuy, or click here to search for properties online.


    What's next?

    Apply for the scheme

    Once you have found a property you like, fill in our application form. Click here to apply.

    Click here for the brochure.