We strongly recommended speaking
to an Independent Financial Advisor about which
mortgage product would best suit your circumstances.
They earn their commission from the mortgage
lenders and the service is free of charge to
you. It is best to ensure that they are "whole
of market," this means that they are not
tied to any particular mortgage lender.
They will review your personal financial situation
with you and make recommendations based on your
incomings and outgoings. They can help you with
the mortgage application.
We have a panel of Independent Financial Advisors,
which we work with regularly. They are all familiar
with low cost home ownership schemes like shared
ownership.